What Is Chapter 13 Bankruptcy?

Chapter 13 is much more complicated than chapter 7. In short, chapter 13 is a debt reorganization and repayment plan. Mostly it is for those who would like to keep assets that would be taken from them if they file a chapter 7 case, or those whose income is too high to qualify for chapter 7. The chapter 13 debtor must have a regular source of income.

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